Holidays are wonderful period of rest and adventure. A lot of times of we get carried away and tend to over indulge and go over board the budget. We went on a family holiday in September and as the family accountant, I promised myself not to go over our budget. Well, that promise got broken right from the hotel reception.
While being ushered into our hotel room, we went past a room and I caught a glimpse of it. It was exquisite! Our suite was really cool but I just couldn’t get over the images of the executive suite I had earlier seen.
In less than 2 minutes, I hashed a perfect plan on how to convince hubby for us to upgrade. Part of my plan was to wear a gloomy face. Well, hubby finally noticed my face and I convinced him that we needed an upgrade. He grudgingly agreed and we also decided to cut the budget on dining, shopping, etc so as to make up for room upgrade. Well, that never happened.
I do not regret our action, because it was such a beautiful time for us and I didn’t throw all caution to the wind, I was still mindful not to overly go over-board. Anyways, holidays are over, and I need for us to recoup our excesses. How can one recover from overspending quickly?
I will be applying my top 3 ideas, that I will be implementing myself this month. I hope you’ll join me!
1. Sell! Sell! Sell! – This is one of the best ways to re-coup and it can come in two ways. If you have the time, buy some stuffs to resell when you get back, or now that your eyes have cleared, sell those stuffs that you do not actually need. I bought 3 bags because they all looked so nice and I could not make an immediate choice. But the truth is I am not a bag person and you will hardly ever see me carry a bag. So I will be keeping only 1 and selling the other 2. I will also be selling so many other things I bought.
2. Go on a spending diet – I am cutting my monthly expense by 50% for the next 3 months, so no eating out, no aso-ebi, no unnecessary driving across town just for the fun of it, I am cutting out all non essentials. (I hope my friend ‘E’, gets to read this and understand why I am not buying her asoebi).
3. Earn more – Pray, hustle hard and earn additional income. So for me, I will have to take on as many jobs as possible.
Well, let me advertise my side hustles. Do you require the services of an accountant? Taxation? Budgeting? Feasibility studies? Business proposal writing? Look no further, I can offer all these services at very competitive rates.
Oh, we also sell laptops, desktop computers and tablets. We do bulk and single sales. Part payment allowed.
Drop a comment and I will contact you. Abeg, patronize us o.